VATO pre-finances your VAT refund at the exact moment you shop. No paperwork. No queues. No waiting.
See It In Action
The EU tax-free shopping market is massive. Most of it goes unclaimed, not because travelers don't deserve it, but because the system was never built for them. Until now.
The Problem
The average VAT refund takes 1 to 60 days to arrive after you land back home. Your money is frozen while you need it most.
Paper forms, customs stamps, airport queues, multiple operators with zero transparency. A 40-year-old system in a digital world.
A huge share of eligible travelers never claim at all. The refund they earned just vanishes, quietly, every single trip.
The infrastructure
for instant VAT refunds
is finally ready.
So are we.
We stripped the process down to what actually matters. What's left is fast, clean, and invisible, exactly how it should have always worked.
Make a qualifying purchase at a participating retailer. Show your passport. That's it for your part.
VATO credits your full VAT refund instantly, before you leave the shop, before customs, before anything.
Europe's digital customs system verifies your departure automatically. No stamps. No forms. No queues.
The refund is yours. VATO settles quietly in the background. You just got more from every purchase in Europe.
Regulatory Tailwinds
Digital exit verification becomes mandatory across all EU member states. VATO's automated model was built on this infrastructure from day one.
A unified digital customs framework arrives across all member states. The companies that build now capture structural first-mover advantage.
PABLO in France and OTELLO in Italy are fully operational today. VATO launches in these two markets first, the infrastructure is already there.
Go-to-Market
Integrate directly into airline apps. Confirmed flight bookings mean verified travel intent, the highest-quality user signal in travel fintech.
White-label SDK for banking apps targeting international travelers. Partners acquire VATO users at near-zero CAC.
Bundled as a value-add for premium travel policies, turning refund services into a real differentiator in a commoditized market.
Our own branded digital credit card, a direct-to-consumer testing ground for pricing, usage patterns, and unit economics before we scale.
The Team

CEO & Co-Founder
Banking and litigation lawyer. Serial entrepreneur. Former combat soldier, Israeli Navy SEALs. Gilad brings the legal architecture and the founder energy to push through walls.

COO & Co-Founder
Veteran of Unit 81, the IDF's elite intelligence technology unit. Guy brings the operational precision and deep-tech depth to build infrastructure that scales.
Watch
We're building the financial layer for Europe's new digital customs era. We're looking for investors and partners who see it too.
Or reach us directly at guyblitt@gmail.com